Safety : Our Safety Record
Safety has always been and will continue to be the most important aspect of our company. SKMES has an excellent safety record with no significant finding from TOSHA or any other regulatory agency.
Our safety program has a direct effect on your company’s mod rate. The mod rate directly affects the cost of workers’ compensation insurance. The average experience modification rate (emr) is 1.00 and simply means that a company has average workers’ compensation losses for their industry and will pay 100% of the manual premium that is set by their state. A company with a higher emr will pay a higher percentage of their manual premium; meaning that company has experienced higher than average claims. A company with a lower emr pays less than 100% and has had lower than average claims.
SKMES has an experience modification rate of .71.
We have received several awards for safety including:
- 2007 ABC Gold Achievement Award
- 2008 ABC Gold Achievement Award
- 2006 AGC Comp Trust zero loss ratio Award
Our company also participated in the Knoxville Convention Center’s “1 Million Hours Without a Lost Time Accident”
